Belgium wants to improve its financial situation and this consolidation begins with home loans. The conditions are more and more drastic. Cream banks refer to many demanding criteria for screening credit applicants. We tell you everything about the eligibility criteria to be met in order to obtain a favorable response from credit organizations, personal contribution, secured guarantees such as the mortgage, which borrower insurance to take out, etc.
What is a credit restructuring?
More and more people are resorting to buying back credit, which is the obvious solution to avoid over-indebtedness. But what is it exactly? Which credits are affected? Who are the buyout offers for, What are the conditions for taking advantage of them and when should you consolidate your credit? You will get all your answers through many articles dedicated to debt restructuring
Credit and filing at the BNB, what consequences?
The BNB keeps an up-to-date file which lists all the operations carried out by each of us. The file consists of a positive section and another negative section. What are the consequences if you appear in the black pane? How long does a BNB file take? Can you still claim a credit if your name is on it? What solutions can you implement to obtain credit by being registered? Who can help you?
What are some good credit tips to know?
It is becoming more and more difficult to open a loan. But there are a few tips you can use to help promote your case. The same is true of online tools such as loan comparator and credit simulation to sort offers. How to use these tools? What information can you get using these tools? What are their advantages, their limits.
We also teach you how to know your debt ratio to determine your borrowing capacity. This allows you to fix the monthly repayment that you can bear. You should know that 80% for unpaid bills are the consequence of a poor assessment of the repayment capacity. Don’t fall into the credit trap.